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Tax Debtors

One of the purposes and policy goals of the Bankruptcy and Insolvency Act (“BIA”) is to allow an honest but misfortunate debtors to be released from his or her crushing debts and to once again become a contributing member of society.…

Overview of BIA Process

Bankruptcy Process Bankruptcy is a four letter word for some small business owners and other individuals. For the creditor, it’s an annoyance when a debtor is unable to pay their debts then becomes bankrupt – resulting in the creditor…

Treatment of Government Student Loans in the Bankruptcy Context – Hardship Applications Part 2

The Hardship Application If a government student loan is not forgiven in a bankruptcy, a student loan debtor has the right to make a hardship application for legal forgiveness of their government student loans under section 178(1)(g)(1.1)…

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